retirement – KJ Financial Coaching

Psst! Is this Backdoor Roth Legal?

A backdoor Roth sounds shady. Is it legal, and if so could it help you build a better retirement?

Happy Financial Literacy Month!

It’s April which means it is Financial Literacy Month! But you already knew that. We are in mid-month now and I know you have been busy decorating your house in the customary Financial Literacy Month (FLM) style. The US currency wreaths. The budget balloons. The “pin the debt on the consumer” game for the kids!Continue reading “Happy Financial Literacy Month!”

Roth IRA vs Traditional IRA

“Do the Math” Series In the financial world you can find all kinds of advice. Some people will sell you a life insurance policy as an investment. That’s like using a parachute for a tablecloth: It may work to some degree, but that’s not what a parachute is designed to do. A parachute really hasContinue reading “Roth IRA vs Traditional IRA”