retirement – KJ Financial Coaching

Is it Too Late to Save for Retirement?

If you are a decade or two into your career and have not saved for retirement, are you doomed to work your whole life? Find out if it is too late or if you can take steps now to retire well.

Psst! Is this Backdoor Roth Legal?

A backdoor Roth sounds shady. Is it legal, and if so could it help you build a better retirement?

Happy Financial Literacy Month!

It’s April which means it is Financial Literacy Month! But you already knew that. We are in mid-month now and I know you have been busy decorating your house in the customary Financial Literacy Month (FLM) style. The US currency wreaths. The budget balloons. The “pin the debt on the consumer” game for the kids!ContinueContinue reading “Happy Financial Literacy Month!”

Roth IRA vs Traditional IRA

“Do the Math” Series In the financial world you can find all kinds of advice. Some people will sell you a life insurance policy as an investment. That’s like using a parachute for a tablecloth: It may work to some degree, but that’s not what a parachute is designed to do. A parachute really hasContinueContinue reading “Roth IRA vs Traditional IRA”