Uncategorized – KJ Financial Coaching

Psst! Is this Backdoor Roth Legal?

A backdoor Roth sounds shady. Is it legal, and if so could it help you build a better retirement?

Gift Giving Hangover?

Try Something Different in 2025 When you find the perfect gift for someone you love, gift giving can be pure joy. When you are pressed for time to find gifts for all of your friends and extended family members out of obligation, it can be a real chore. No matter how your holiday season giftContinue reading “Gift Giving Hangover?”

Got Resolutions?

Are resolutions the best path to change?

I’m Out of Debt! Now What?

You submitted your final payment and you are out of debt. Congratulations! That is truly an accomplishment worthy of celebration. You did it! Now what? For many people, paying off debt is a mountain they had to climb. It meant sacrificing current desires to pay for money borrowed in the past. It required learning howContinue reading “I’m Out of Debt! Now What?”

I’m Deep In Debt. Now What?

You look at your pile of bills and sigh. Relief seems nowhere in sight. The hole gets bigger each month. Here is a plan to get out of debt.